Marcelo M. Prates

Marcelo  Prates

Marcelo M. Prates, a CoinDesk columnist, is a central bank lawyer and researcher.

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The Marriner S. Eccles Federal Reserve building in Washington, D.C.
Into the Money-verse: Central Banks Under Siege in 2028
It's 2028. Once-dominant sovereign currencies face intense competition. Meanwhile, someone is attacking the Fed's e-Gov platform.
The Marriner S. Eccles Federal Reserve building in Washington, D.C.
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The Future of Money in the Multiverse
It's 2028 and central banks, Big Tech companies and the "deplatformed" are establishing their own worlds of digital money.
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marcelo prates
Central Banks Had to Up Their Money Game This Year – And They Did
Faced by the rise of stablecoins and other blockchain experiments, central banks had to rethink their roles in the world this year.
marcelo prates
The Bank Of England, London
The Big Choices When Designing Central Bank Digital Currencies
A retail CBDC or an indirect one? Synthetic? An API approach? How central banks implement digital currencies will have seismic implications.
The Bank Of England, London
The Royal Exchange. (QQ7/Shutterstock)
4 Myths About CBDCs Debunked
As central bank digital currencies have risen up the policy agenda, myths have emerged to confuse what they can and can't deliver.
The Royal Exchange. (QQ7/Shutterstock)
Credit: National Archives and Records Administration/Wikimedia Commons
Digital Dollars Can Reduce Unemployment, Here's How
A blueprint for a central bank digital currency designed with a specific purpose: stopping layoffs.
Credit: National Archives and Records Administration/Wikimedia Commons
Credit: Shutterstock
The Pandemic Gives Digital Currencies Another Chance to Shine
Which digital currencies are most useful in a crisis, asks a Brazilian central banker. CBDCs, bitcoin or libra?
Credit: Shutterstock